Comprehensive Mortgage Loan Program Options

No matter your financial scenario, we have a loan program to fit your needs. 

Let’s work together to find the best solution.

  1. Jumbo Loans:  Financing higher priced homes in highly competitive local real estate markets.
  2. VA Loans:  Serving our veterans and their families with no down payment requirements.
  3. FHA Loans:  Government-insured loans with less stringent qualifications and low down payments.
  4. USDA Loans:  For rural property buyers, offering zero down payment options.
  5. Conventional Loans:  Traditional loan structures for borrowers with strong credit.
  6. Adjustable Rate Mortgage Loans:  Loans with rates that can change after an initial fixed period.
  7. Non-Conforming/Non-QM Loans:  For those who don’t fit the traditional borrower profile.
  8. Foreign National Buyer Loans:  Catering to non-US citizens seeking to buy property in the US.
  9. Non-Permanent Resident Loans:  For non-permanent residents with a valid work visa.
  10. Individual Taxpayer Identification (ITIN) Only Loans:  For foreign nationals who pay US taxes.
  11. 2-1 Buydown Loans:  Temporary buydowns that reduce the interest rate in the first two years.
  12. No Debt-to-Income Calculation Loans:  For borrowers with high net worth or substantial assets.
  13. Asset Utilization Loans:  Loans that consider assets as a form of income.
  14. Debt Service Coverage Ratio Loans:  Investment properties, using property’s income vs. its debt.
  15. Bank Statement Only Loans:  Income verification through bank statements.
  16. 2 Year P&L Loans:  Self-employed borrowers, income verification through Profit & Loss statements.
  17. Ground Up Construction Loans:  For financing the construction of new homes.
  18. Fix & Flip Loans:  Short-term loans for buying, renovating, and selling properties.
  19. Bridge Loans:  Designed to assist investors to reposition a property for sale or a refinance.