Comprehensive Mortgage Loan Program Options
No matter your financial scenario, we have a loan program to fit your needs.
Let’s work together to find the best solution.
- Jumbo Loans: Financing higher priced homes in highly competitive local real estate markets.
- VA Loans: Serving our veterans and their families with no down payment requirements.
- FHA Loans: Government-insured loans with less stringent qualifications and low down payments.
- USDA Loans: For rural property buyers, offering zero down payment options.
- Conventional Loans: Traditional loan structures for borrowers with strong credit.
- Adjustable Rate Mortgage Loans: Loans with rates that can change after an initial fixed period.
- Non-Conforming/Non-QM Loans: For those who don’t fit the traditional borrower profile.
- Foreign National Buyer Loans: Catering to non-US citizens seeking to buy property in the US.
- Non-Permanent Resident Loans: For non-permanent residents with a valid work visa.
- Individual Taxpayer Identification (ITIN) Only Loans: For foreign nationals who pay US taxes.
- 2-1 Buydown Loans: Temporary buydowns that reduce the interest rate in the first two years.
- No Debt-to-Income Calculation Loans: For borrowers with high net worth or substantial assets.
- Asset Utilization Loans: Loans that consider assets as a form of income.
- Debt Service Coverage Ratio Loans: Investment properties, using property’s income vs. its debt.
- Bank Statement Only Loans: Income verification through bank statements.
- 2 Year P&L Loans: Self-employed borrowers, income verification through Profit & Loss statements.
- Ground Up Construction Loans: For financing the construction of new homes.
- Fix & Flip Loans: Short-term loans for buying, renovating, and selling properties.
- Bridge Loans: Designed to assist investors to reposition a property for sale or a refinance.